Free Tools — No Email Required

Run the numbers like a pro.

The same calculators Kareem uses with clients — open, free, no signup. Understand what you can afford, how your equity compounds, and what you'll actually net on a sale.

Home Affordability Equity & Wealth Projection Seller Net Proceeds
Calculator 1

Home Affordability

Find a believable price range based on the lender's 28/36 debt-to-income math. Adjust any field and the numbers update instantly.

$
Car, student loans, credit cards
$
$
%
%
Estimated max home price
Max loan amount
Principal & interest / mo
Property taxes / mo
Insurance (est.) / mo
Total monthly payment

An honest note: This is the lender's math, simplified. Your real number depends on credit, loan type, and reserves. I'll help you find the comfortable number, not just the maximum.

Calculator 2

Equity & Wealth Projection

See how appreciation and principal paydown compound into real equity over time. Drag the slider to change your horizon.

$
%
$
$
Projected equity in year 10
Projected home value
Remaining mortgage
Total appreciation gained
Total equity
Equity Mortgage owed

Why this matters: Real estate builds wealth two ways at once — appreciation AND principal paydown by your tenant or yourself. This is why it's the most reliable generational wealth vehicle in America.

Calculator 3

Seller Net Proceeds

Know what you'll actually walk away with — before you price, list, or negotiate.

$
$
%
%
$
Your estimated net proceeds
Sale price
Less: mortgage payoff
Less: agent commission
Less: closing / title / escrow
Less: repairs & prep
Net proceeds

The reality: Most sellers are surprised by net, not gross. Knowing this number early changes how you price and negotiate.

Numbers raise questions. That's the point.

When you're ready to turn these projections into a real strategy, that's where I come in.